The Mexican Social Security Institute (IMSS) offers a valuable option for Mexican workers living abroad who want to ensure medical care for their families in Mexico. This option, known as Family Health Insurance, allows families without social security coverage to access comprehensive medical services by paying an annual fee in advance.
Comprehensive Coverage
The IMSS Family Health Insurance program provides medical, surgical, pharmaceutical, and hospital assistance to families of Mexican workers residing outside the country. Medical services begin on the first day of the month following the payment of the corresponding fees.
Application Process
The application process can be initiated by the Mexican worker from abroad, a direct family member in Mexico, or a legal representative through a simple power of attorney. Interested parties can choose to complete the procedure in person at IMSS offices or through the institute’s digital portal, making it accessible to those far away.
Requirements and Online Procedure
To register for this insurance, the following requirements must be met:
– Be a Mexican worker employed abroad.
– Pay the established fees, which are annual and in advance.
– Register online with the Unique Population Registration Code (CURP), an email address, and follow the steps specified on the IMSS portal to incorporate family members living in Mexico.
Documentation for In-Person Procedure
If opting for the in-person procedure, applicants must visit the corresponding IMSS Subdelegation with the following documents:
– Official identification
– CURP
– Birth certificate
– Proof of address (both originals and copies)
– Completed medical questionnaire
– Proof of payment
Important Information
– Insurance can be purchased at any time of the year, and the premium varies according to the age range of each family member, adjusting annually in February.
– Certain conditions and restrictions related to pre-existing illnesses may affect eligibility for insurance.
Renewal Conditions
Insurance renewal must be done in a timely manner, with a grace period for late renewal under certain conditions. It is crucial to provide accurate and complete information when completing the application, as no refunds are made for payments.
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