TransUnion announced the agreement to acquire a majority stake in the Mexican Credit Bureau, so now many people are wondering how much was paid for this purchase and how it affects Mexican users and debtors. Here at N+ we tell you what will happen.
The Credit Bureau is in charge of managing the credit database for individuals and companies, and is made up of two credit information companies: Trans Union de México, for individuals, and Dun & Bradstreet, for individuals with business activity and legal entities.
For its part, the international company TransUnion currently owns approximately 26% of Trans Union de México and has participated in its Board of Directors for more than two decades, according to its statement.
How much did TransUnion pay for the Mexican Credit Bureau?
The international company TransUnion reached an agreement to buy an additional 68% of Trans Union de México from the main shareholders, with a disbursement of 11.5 billion pesos, that is, approximately 560 million dollars.
In this way, it reaches a total value of 16.8 billion pesos, that is, 818 million dollars considering an exchange rate of 20.53. With this, TransUnion’s participation in the Mexican company reaches 94%.
The purchase is expected to close at the end of 2025, due to the lack of regulatory approvals and completion conditions, and the acquisition is expected to increase adjusted diluted earnings per share in the first year of ownership, but what does this mean for debtors.
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How does the purchase of the Credit Bureau affect users?
In its statement, TransUnion states that with this purchase they seek to boost confidence in global commerce, so they trust in providing innovative solutions in Mexico to promote financial inclusion, mitigate fraud and empower Mexican consumers so they can access credit and manage their financial health.
“Credit information companies are a catalyst for financial inclusion; we are excited about the opportunity to offer the benefits of our cutting-edge technology, innovative solutions and industry experience to Mexican consumers and businesses. We also look forward to supporting the country’s digital transformation goals to empower consumers with greater economic opportunity,” said Chris Cartwright, president and CEO of TransUnion.
In this way, the international company considers that it has a great opportunity to introduce global products in Mexico such as the following tools:
Next-generation risk rating
Fraud mitigation solutions
Financial health tools
According to this, the Credit Bureau will offer more precise ratings to Mexican consumers and companies, in addition to promising to end fraud by scammers who claim they can clean your history.
Source: nmas
